Discover if you’re owed money at no cost: Our no win, no fee service helps reclaim undisclosed PPI commissions from banks. We handle Data Subject Access Requests and use collective power to hold financial institutions accountable. Backed by a leading litigation funder, we provide a secure and risk-free route to the compensation you deserve.
If you can answer yes to any of the following questions, you may have a valid claim:
You could receive compensation for unfair practices by your bank or credit card provider. This may include a refund of hidden commissions, the PPI premiums you paid, and additional interest.
Don’t allow the banks to hold on to money that’s rightfully yours.
National media outlets are highlighting these claims to raise public awareness. For instance, The Sun recently published an article titled “You could be eligible for £1,000’s in a new wave of PPI claims – here’s how,” detailing how individuals may reclaim substantial amounts from mis-sold Payment Protection Insurance.
Similarly, The Telegraph reported on the potential £18 billion class action lawsuit linked to PPI, emphasizing the significant financial implications for banks and the opportunities for consumers to seek compensation.
These publications underscore the importance of staying informed and taking action to reclaim what may be rightfully yours.
"Martin Lewis issues warning to millions who could still be owed £1,000s over ‘outrageous’ PPI sales"
"Yes, you can still claim for that PPI policy Latest ruling extends deadline for refunds that could reach £18 billion"
"Harcus Parker hopes that strength in numbers will convince banks and credit card companies to come to a settlement"
To appreciate why this new opportunity matters, let’s revisit the history of the PPI scandal:
What Was PPI?
Payment Protection Insurance was marketed as a safety net for loan, mortgage, or credit card repayments, designed to support you if you became ill, lost your job, or encountered unexpected difficulties.
The Mis-Selling Crisis
Banks mis-sold PPI to millions of people—many didn’t need it, couldn’t use it, or were unaware they had purchased it. This led to widespread outrage and resulted in billions being refunded to affected customers.
Yet, despite the backlash, 40% of eligible people didn’t claim. Many were unaware they could, while others were discouraged by the complexity of the claims process.
This new claim opportunity builds on the lessons of the past, ensuring you can recover what’s rightfully yours with ease and confidence.
The spotlight on PPI has evolved. The issue is no longer just about mis-selling—it’s about something even more outrageous: hidden commissions.
Banks and credit card providers have secretly profited billions at your expense. Now is your chance to take action and reclaim the money that’s been unfairly taken from you.
Don’t miss this opportunity to hold financial institutions accountable and recover what’s yours!
Now is the time to take action and reclaim what’s rightfully yours. Don’t allow the banks to hold onto money they’ve unfairly taken.
This is your opportunity to put an end to the PPI scandal once and for all and ensure you get the compensation you deserve.
Act today—don’t let this chance pass you by!
A fresh wave of Payment Protection Insurance (PPI) claims is emerging, concentrating on the billions of pounds in undisclosed commissions that banks and credit card companies have taken from customers. This legal initiative seeks to bring a definitive end to the PPI scandal.
Legal experts believe that this collective action could finally resolve the PPI issue. Despite previous settlements, financial institutions still owe the public substantial amounts in secret commissions.
Importantly, the August 2019 PPI claim deadline does not apply to these new claims concerning hidden commissions. This legal approach also eliminates the need for claims management companies, simplifying the process for consumers.
This development underscores the importance of staying informed and taking action to reclaim what may be rightfully yours.
This fresh multi-billion-pound claim differs from the original wave of PPI claims, which focused on mis-selling. Now, the spotlight is on the staggering secret commissions banks and credit card companies deducted from customers.
An estimated six million people could be eligible to join this collective legal action, potentially marking the end of the PPI scandal. Experts predict this case could cost financial institutions another £18 billion.
For years, banks charged customers undisclosed commissions of up to 95% on their PPI policies. These excessive charges open the door to claims under the Consumer Credit Act. If successful, banks and credit card providers could be required to refund all PPI payments, plus additional interest.
This is your chance to hold financial institutions accountable and reclaim what’s yours.
Harcus Parker, a leading law firm, has initiated a collective legal action by filing an application at Birmingham County Court to manage PPI secret commission claims. This strategy aims to consolidate outstanding claims, compelling banks to refund the full cost of mis-sold insurance products.
This approach eliminates the need for claims management companies, simplifying the process for claimants. By handling these claims through the courts, solicitors can manage them more cost-effectively, making it feasible to pursue smaller claims—often under £1,000. The average payout for these new claims is estimated to be around £2,500, a substantial amount for households facing rising costs.
This collective action offers a streamlined and efficient path to reclaim funds that may be rightfully yours.
Group litigation, particularly large-scale cases, can take years to resolve. Claimants should be prepared for a process that could last at least 18 months. However, an early settlement by the defendants could potentially shorten the timeline.
Your claim will be handled as part of a collective action, bringing together individuals with similar cases. By pooling resources, we strengthen our ability to challenge the banks and counter their attempts to avoid repayment. This group approach ensures that every claim—large or small—receives the attention it deserves, making the process fair and financially sustainable.
Managing claims as a group provides significant advantages. Costs are shared among all claimants, enabling a high standard of legal scrutiny and ensuring smaller claims are pursued with the same dedication as larger ones.
If a settlement becomes possible, it’s important to recognise that calculating individual damages in detail might not be practical for every case. Instead, the focus will be on achieving a fair result for the entire group. By joining this collective action, you’re not only pursuing your own compensation but also contributing to a broader effort to hold banks accountable and reclaim funds they wrongfully withheld. Patience and unity are key to achieving a just outcome—take the first step towards reclaiming what’s yours.
This claim is focused on recovering hidden commissions charged on PPI policies, also known as “Plevin claims.” These claims stem from a 2017 Supreme Court decision where it was determined that excessive undisclosed commissions made the relationship between lenders and consumers unfair. If you were charged commissions exceeding 50% on your PPI policy, you may be eligible for compensation.
You may qualify if you paid PPI premiums with undisclosed commissions. To confirm, provide any documentation related to your credit agreements. If you no longer have these records, we can request them from your lender on your behalf.
You are not eligible if:
The compensation depends on the size of your loan and the commissions you were charged. On average, customers receive around £3,200, contributing to an estimated £18 billion in claims.
The claim is based on Section 140 of the Consumer Credit Act 1974, which addresses unfair relationships between creditors and debtors. Hidden commissions within PPI policies led to an imbalance of knowledge, depriving consumers of informed choices.
It’s helpful if you can provide:
If you don’t have these documents, we can request them through a Data Subject Access Request or directly from the lender.
It’s unlikely you’ll need to provide witness evidence. In rare cases, you may be asked to participate as a test case, but we’ll prepare you thoroughly.
We work on a no-win, no-fee basis. If successful, you’ll pay 35% of your compensation plus VAT and shared disbursement costs. If the claim fails, you pay nothing.
Litigation can take up to 18 months or longer, depending on the case’s complexity. Early settlements may shorten this timeline.
Initial defendants include major financial institutions such as Barclays, HSBC, Lloyds, Santander, and others. Additional claims may involve a wide range of lenders, including Nationwide, Tesco, and American Express.
Our funder will indemnify you against costs if the claim fails. Additional insurance will cover potential legal costs, ensuring minimal financial risk to you.
Helping you reclaim what’s rightfully yours
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PPI Reclaim is a trading style of Mark Leckie, a business authorised and regulated by the Financial Conduct Authority and entered onto the Financial Services Register under reference number 834008.
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